HomeInspections.com adds Florida 4-point and wind mitigation reports starting at $125

By AI, Created 4:49 PM UTC, May 18, 2026, /AGP/ – HomeInspections.com has launched statewide 4-point inspections and wind mitigation reports for Florida homeowners, with prices starting at $125. The rollout comes as insurers tighten requirements on older homes and homeowners look for ways to keep coverage in place and qualify for discounts.

Why it matters: - Florida homeowners are facing higher insurance costs and stricter underwriting standards. - The new service targets two inspections that can affect whether coverage is issued, renewed, or transferred. - The reports can also help homeowners qualify for premium discounts tied to storm-resistant construction features.

What happened: - HomeInspections.com announced statewide availability of 4-point inspections and wind mitigation reports for Florida homeowners. - Pricing starts at $125. - Homeowners can request inspections directly through HomeInspections.com. - The service is available through the company’s network of licensed inspectors across Florida.

The details: - Many insurance carriers require a 4-point inspection for homes more than 20 to 30 years old before issuing, renewing, or transferring coverage. - A 4-point inspection examines roofing, electrical, plumbing and HVAC systems. - Wind mitigation reports document qualifying storm-resistant features. - Florida law requires insurers to apply discounts when those qualifying features are documented. - HomeInspections.com says homeowners can often save money by scheduling both inspections at the same time. - The company says that can be especially useful during a home purchase or insurance policy update. - The platform lets users request inspections online, connect directly with local inspectors, and access instant scheduling and quote requests.

Between the lines: - Demand for these inspections has risen as insurers tighten requirements on older homes across Florida. - More homeowners are being asked to provide updated reports before policies can be renewed. - Chris Abbott, chief product officer at HomeInspections.com, said the goal was to make the inspections easier to schedule, more affordable and faster to complete. - Abbott also said many homeowners do not realize the reports can affect both coverage approval and final premium costs.

What’s next: - HomeInspections.com says availability already covers multiple Florida markets. - The company says additional Florida coverage is still expanding. - Homeowners can request an inspection at the company’s website.