Takaful Profit Watch (Qatar): Qatar’s takaful insurers earned QR335mn in shareholder profits in 2025 (+2.7% y/y), led by Islamic Insurance Co (+18.8%) and Beema (+12.9%), with assets rising to QR4.7bn. Regulator Clampdown (Nigeria): NAICOM cancelled NICON Insurance’s licence (RIC–049) and appointed Ume SAN as receiver/provisional liquidator after NIIRA 2025 capital requirement failures, warning policyholders and counterparties that dealings won’t be honoured without ratification. Reinsurance & ILS Outlook: Fitch says global ILS momentum should hold in 2026 as alternative reinsurance demand grows, while traditional reinsurance capital is set for only modest full-year growth. Wildfire & Liability Politics (US/California): California wildfire survivors pushed for accountability as a wildfire liability proposal to shift costs toward insurers was scrapped, reigniting the fight over who pays and whether utilities should face subrogation limits. M&A in Insurance Broking: EQT agreed to buy majority stake in UK broker McGill and Partners for $2bn, aiming to accelerate global expansion. Health Insurance Access (US): A Lake Township Chamber meeting highlighted MEWAs as a way for small businesses to access traditional health coverage via group structures. Motor/Compliance (India): Odisha launched an e-detection system to generate e-challans for vehicles without valid PUCC and insurance, with registration services frozen if challans aren’t cleared. Parametric Climate Cover (Indonesia): UNDP is developing a parametric coral-reef insurance scheme with Swiss Re, designed to trigger payouts when ocean temperatures hit preset levels. Festival Risk Cover (India): Mumbai’s GSB Seva Mandal took Rs 703.27 crore insurance cover for Ganpati 2026, up from Rs 474 crore last year.