Health Insurance Rate Pressure (US): Pennsylvania insurers are seeking an average 17% rate hike for 2027 on ACA marketplace plans, as advocates and unions push regulators to block the increases amid recent premium shock and coverage losses. Hospital Admission Rules (India): India’s General Insurance Council issued fever-focused hospital admission norms aimed at curbing “unnecessary hospitalisation,” but doctors warn insurers could use the guidance to deny legitimate claims. Maritime P&I Expansion (ASEAN): ASEAN shipowners are structuring the region’s first Protection and Indemnity (P&I) club to pool risk and reduce premiums, currently largely sourced from European insurers. Digital Health Access (Nigeria): AXA Mansard launched “Karis,” a WhatsApp-based platform to speed health insurance authorisations and reduce delays for enrollees. Cyber & Identity Risk (US): CareCloud disclosed a breach affecting at least 350,000 people, with potential exposure of medical and financial/ID data and free identity protection plus reimbursement coverage. Industry People Moves (APAC): Steadfast, Swiss Re, Seadrif and QBE made senior leadership appointments and changes across broking, reinsurance, disaster risk and property underwriting. Claims & Trust Scrutiny (Australia): Sphere Insurance Group’s liquidator moved to freeze assets and investigate suspicious client trust account transactions. Social Security Push (India): India plans to expand social security coverage beyond 101 crore beneficiaries over the next five years, including pension, accident insurance and healthcare. Home Insurance & Weather (US): Wisconsin’s insurance commissioner urged storm-hit residents to document damage, keep receipts and notify insurers promptly to support claims.