Long-Term Care Finance Watch (Luxembourg): Luxembourg’s National Health Fund says its long-term care insurance ran a €48.3m surplus in 2025, but warns ageing, more beneficiaries and chronic illness will pressure future costs. Health Insurance Switching (India): A guide explains how health insurance portability can preserve continuity benefits in India if policy terms and waiting periods are handled correctly. Travel Insurance Limits (Wildfires/Strikes): UK travel coverage advice highlights that wildfire disruptions depend on whether trips are booked as packages, while a WestJet strike could be treated as a “known event,” leaving late buyers with little protection. Car Insurance Compliance (UK): Experts warn that adding roof boxes, roof racks, tow bars, bike racks, tints or sunroofs without declaring them can void cover. Road Safety Enforcement (UK): West Yorkshire Police seized a vehicle after finding a driver with no insurance and no seatbelt, sending the case to court. Claims & Documentation (US): A truck-accident lawyer stresses that early scene photos, witness contacts and dashcam footage can make or break injury claims. Regulation & Capital (Nigeria): NAICOM warns insurers to meet the July 31 recapitalisation deadline, calling it mandatory for stronger claims-paying capacity. Market Signals (Insurance Stocks): Analysts reiterate bullish views on HDFC Life (multiple Buy targets) and note insurance-linked market momentum in Nepal and Nigeria. Flood & Disaster Prep (Guam/Canada/UK): Guam residents are urged to self-report Super Typhoon Bavi damage for assessments; Canada’s storm claims are rising, and wildfire/heat risks are pushing more consumer guidance on coverage and evacuation planning.