Gig-work & claims pressure: A North Carolina Lyft driver says an on-the-job crash left him unable to work, highlighting how app “insurance coverage” can still leave independent drivers struggling. Home insurance affordability: A California buyer in a high-fire-risk area says the builder couldn’t find standard coverage with required fire protection, pushing him toward the FAIR Plan and surplus lines. Health insurance rules & costs: ACA subsidy eligibility is set to tighten in 2027 for people earning “a dollar too much,” while experts warn that add-ons/riders and “unlimited” health plans often come with limits, exclusions, and conditions. Consumer guidance: In India, insurers and experts stress checking claim routes (cashless vs reimbursement), co-pays, and policy fine print before hospitalisation. Regulation & market structure: East African regulators are moving toward common supervision rules, using a shared assessment template to harmonise oversight across borders. Solvency watch: South Korea’s mutual finance insurers saw solvency ratios fall as market volatility hit capital buffers. Risk & payouts: Dubai’s court ordered a company to repay an insurer Dh1.698m after a warehouse fire spread from a neighbouring unit. Life insurance access gap: Kenya’s wildlife rangers say more than half lack life insurance despite deadly risks, prompting calls for better coverage.