Regulatory & Capital Watch: AM Best kept a stable outlook on South Korea’s non-life insurers, citing stronger capital rules ahead of K-ICS in Jan 2027, even as underwriting weakened in 2025 from higher losses in long-term and motor lines. AI in Insurance: Qumis launched certified AI agents that analyze full insurance programmes fast, with line-by-line coverage frameworks and citation-backed outputs. Health Data & Privacy: The US OPM plans to routinely collect identifiable medical records for 8M+ federal workers/retirees via FEHB/PSHB, claiming “pseudonymized” identities while retaining reidentification rights; 65 insurers must send detailed claims data. Car Insurance Distribution: MoneySuperMarket is rolling out SuperSaveClub Insurance, a digital broker for quote-to-renewal car cover with AI-assisted support and 0% interest on monthly payments. Claims & Consumer Impact: A UK-style debate on hospital consolidation highlights fears that reduced competition can raise costs—an issue insurers and health systems watch closely. Storm & Flood Readiness: Tropical Storm Bertha made landfall in Louisiana with limited damage expected, while insurers and residents brace for weather-driven claims. Workforce Skills: The CII backed a new Financial Services Skills Compact focused on keeping insurance professionals “human-in-the-loop” as AI and automation reshape roles.