Philippines Insurance Uptick: The Insurance Commission says insurance penetration rose to 1.96% in Q2 2026 (from 1.79% a year earlier) as premium collections climbed 16.2% to P282.91bn, led by life insurance growth. US Employer Health Benefit Shift: Disney will stop covering medical insurance for some US employees’ spouses starting next year if those spouses already have employer coverage, while other dependents remain unaffected. Nigeria Deposit Protection: NDIC assured depositors of 46 revoked microfinance banks that the guaranteed portion is being paid, using BVNs and ongoing processing. Ghana Insurer Returns More to Shareholders: SIC Insurance doubled its dividend to GH¢20m, citing stronger profitability and regulator-approved payments. UK Auto Insurance Fraud Warning: Research highlights “ghost broking” and misconceptions about driving other cars without proper cover, with young drivers flagged as most at risk. Hawaii Coral Reef Payout: Hurricane Lala triggered the first coral reef insurance payout in the US, with $200,000 paid under a parametric policy. Claims Help After Storms: Hawaii public adjusters urged residents to file claims quickly, document damage, and use adjusters when claims are denied. Flood Map Changes Loom (Florida): Clearwater residents near Alligator Creek could face new FEMA flood insurance requirements as updated maps move toward mid-2027. Car Insurance Myth Watch: UK drivers are still confused about “driving other cars” clauses, leaving millions exposed to fines and seizures. Nigerian Insurer Governance: Prestige Assurance appointed Seetharaman Sivasankar as a non-executive director after meeting NAICOM minimum capital requirements.