AI in Insurance & Trust: Hi Marley research says policyholders are less comfortable with AI than executives think, with trust hinging on clear disclosure and easy access to a human for key decisions. AI for Distribution & Ops: Milliman launched Milliman AI Solutions to deliver governed, validated AI for insurers and healthcare, while Thimble and Bold Penguin teamed up to let AI agents autonomously handle small-business quoting tasks. UK Consumer Watch: Martin Lewis warned of “loopholes” around FCA renewal pricing rules, after a case where a driver found a far cheaper quote by shopping early. Health Coverage Moves: California enacted scalp-cooling coverage via AB 1682, joining other states expanding access for chemo patients. US Medical Debt: Commonwealth Fund found 1 in 3 working-age Americans with private insurance are paying off medical debt, often from routine care and deductibles. Property Insurance Pressure (US): Florida polls show homeowners don’t see improvement and worry more about insurance than taxes, as reforms and rate cuts remain politically charged. Climate & Parametric Payouts: Papua New Guinea’s drought parametric insurance triggered a second automatic payout to thousands without on-the-ground claims. Regulation Shock (India): IRDAI distribution overhaul and commission caps are pushing distributors like PB Fintech to rethink growth and explore new revenue streams. Market Signals: Milliman, Bajaj Life’s ChatGPT ads, and broker-claims sentiment shifts all point to faster tech adoption—but with scrutiny on cost, governance, and customer outcomes.