IRDAI Distribution Overhaul: India’s regulator is pushing a new insurance distribution model with Insurance Distribution Entities (IDE) and Insurance Distribution Persons (IDP), aiming to shift the market from volume to value and tighten mis-selling controls, including commission claw-backs and stricter suitability checks. Commission Caps Pressure: Analysts warn proposed commission cuts could hit general insurance economics hard (with PB Fintech flagging a potential large FY28 revenue hit), while regulators also target high motor commissions and lack of transparency. US Medicare Outreach: Ohio’s OSHIIP will host a free virtual Medicare open enrollment town hall (Sept. 29) and launch statewide “Medicare Checkup” events, stressing plan comparisons, out-of-pocket management, and scam avoidance. New York Tesla Insurance Blocked: New York regulators rejected Tesla’s Tesla-only auto insurance plan under state law barring single-manufacturer product limits. Storm Claims Help in Minnesota: Rochester launched an “insurance village” to help residents navigate storm-related claims and connect with claims agents and state officials. Florida Hurricane Scam Suit: Florida AG filed a lawsuit alleging a contractor scammed seniors out of millions after Hurricanes Ian and Milton. Home Insurance Under Wildfire Stress (Idaho): Idaho insurers face rising wildfire-related risk pressure, with providers pulling back and premiums climbing even in flatland communities. UK Winter Coverage Tips: ABI urges homeowners to check winter hazards (storms, wear-and-tear gaps) and understand what policies cover before claims.