Priority Insurance urges policy reviews before hurricane season

Priority Insurance is urging homeowners and business owners in South Carolina’s Upstate to review storm coverage as hurricane season begins. The reminder comes after Hurricane Helene exposed gaps in many property policies and left some owners paying for repairs out of pocket.

Why it matters: - Hurricane season can expose gaps in homeowners and commercial property policies before a storm hits. - Flooding and water damage are often excluded from standard homeowners insurance, which can leave owners facing repair bills on their own. - The reminder is aimed at the Greenville, Spartanburg and Anderson areas, where severe storms are less frequent than along the coast but still a yearly risk.

What happened: - Priority Insurance, based in Greenville, South Carolina, is encouraging property owners to review insurance coverage as weather systems begin forming in the Gulf and off the Atlantic coast. - The company is telling homeowners and business owners to make sure their policies are suited to storm damage before fall weather arrives. - The message follows Hurricane Helene in September 2024, which damaged thousands of homes and businesses across South Carolina’s Midlands and western North Carolina.

The details: - Priority Insurance says many properties damaged by Helene had to be repaired without insurance claim payments because they were not properly insured. - The company says even a minor hurricane can cause serious damage and force homeowners to check whether their policies cover the loss. - Property owners are being urged to identify exactly what their policies cover and what they exclude. - The agency says policy language can be difficult for the average homeowner to navigate without help from an insurance expert. - Priority Insurance says it can help clients balance premiums and coverage limits, review whether policies are up to date and assess whether high-value possessions are properly documented. - The company says life changes can make it useful to adjust homeowners coverage so owners are not paying for protection they no longer need. - Priority Insurance works in both residential and commercial insurance in the Upstate region.

Between the lines: - The pitch is not just about hurricane preparedness. It is also about finding coverage gaps before a storm turns a routine policy review into a major financial loss. - The focus on endorsements suggests many owners may have standard coverage, but not the extra protection needed for storm-related risks. - The mention of high-value possessions points to another common problem: policies can fall behind changes in what a household owns.

What's next: - Priority Insurance is asking residential and commercial property owners to schedule appointments for a coverage review. - The company says those reviews can help determine whether storm endorsements or policy changes are needed ahead of fall storms. - Owners who want more information can contact Priority Insurance at +1 864-297-9744 or visit its LinkedIn page, Facebook page, YouTube channel or X account.