Apron Agencies launches free home insurance checkup

Apron Agencies is offering Louisiana homeowners a free review of their home insurance and related policies to spot gaps, overlaps and possible savings. The Metairie-based agency says the checkup can also help customers compare options across auto, flood, life and health coverage.

Why it matters: - Homeowners can uncover whether they are overinsured or underinsured before a claim exposes a coverage gap. - Apron Agencies says the review can help customers compare options across home, auto, flood, life and health insurance. - The checkup could also identify ways to reduce premiums by adjusting coverage across multiple policies.

What happened: - Apron Agencies, an independent insurance agency in Metairie, Louisiana, is offering a free whole home insurance checkup. - Homeowners can submit insurance declaration pages, or DEC pages, for home, flood, auto, life and/or health policies. - The agency then provides a personalized policy review with an independent insurance agent by phone or in person.

The details: - The review follows a three-step process: request a checkup on Apron Agencies' website, provide DEC sheets, then meet with an agent to discuss coverage and options. - Founder and owner Mel Leveque said many homeowners renew policies each year without checking whether coverage still fits their needs. - The company says the review gives policyholders a chance to ask questions about their insurance protection. - Homeowners insurance can vary based on property location, selected coverage and the value of the home and personal belongings. - Typical policy features can include property coverage, personal property coverage, personal liability coverage, medical payments coverage and additional living expenses coverage. - Apron Agencies also offers automobile, flood, earthquake, jewelry and personal umbrella insurance policies. - The agency offers homeowners, automobile, flood, earthquake, jewelry, personal umbrella, life and health insurance through multiple carriers. - Apron Agencies serves individuals and families in Louisiana with insurance products and policy reviews. - More information is available at Apron Agencies or by calling 504-416-0237.

Between the lines: - Independent agencies can shop multiple carriers, which may help tailor coverage to a household's budget and risk profile. - The campaign is also a customer-acquisition tool, since a home policy review can open the door to bundling other lines of insurance.

What's next: - Homeowners who want the review can contact Apron Agencies now by phone or online. - The agency is positioning the checkup as an ongoing way to review coverage as household needs change.

The bottom line: - Apron Agencies is using a free insurance review to help homeowners catch coverage problems early and possibly lower costs across several lines of insurance.