The Oak Insurance Group adds Hanover Prestige and Platinum coverage for Atlanta families

The Oak Insurance Group is now offering Hanover Prestige and Hanover Platinum Protection to Atlanta-area households with higher-value homes and families looking for a combined home-and-auto account. The move gives local clients access to broader coverage options, specialized claims services and premium features tied to The Hanover Insurance Company’s personal lines programs.

Why it matters: - Atlanta homeowners with higher-value properties now have access to personal insurance programs built for larger homes and broader household coverage needs. - The offerings target families that want more tailored protection than standard carriers may provide. - The move gives Oak Insurance Group clients another option for combining home and auto under one account.

What happened: - The Oak Insurance Group, an independent agency based in Atlanta, is offering Hanover Prestige and Hanover Platinum Protection personal insurance programs from The Hanover Insurance Company. - The programs are aimed at Atlanta-area families with higher-value homes and households seeking a single home-and-auto account. - The Oak Insurance Group has served Atlanta clients since 2017.

The details: - Hanover Prestige is designed for homeowners with $750,000 or more of home Coverage A. - Hanover materials describe those homeowners as potentially underserved by traditional carriers or overcharged by higher-end carriers. - Hanover describes Prestige as a personal insurance option with flexible and broad coverage for high-value homes and autos. - Prestige claims are handled by a dedicated claims team reachable at 877-922-2774. - Hanover says Prestige customers get expedited and prioritized adjuster response after first notice of loss. - Hanover data show 9 out of 10 Prestige customers with a paid claim would recommend The Hanover. - Prestige Home starts at $750,000 in replacement cost value and includes guaranteed replacement cost and a cash settlement option. - Personal belongings coverage ranges from 30% to 100% of the home’s replacement cost. - Water backup coverage starts at $25,000. - Service line coverage extends up to $20,000. - Loss of use coverage has no dollar limit and no time limit. - Prestige Auto includes global rental coverage. - Prestige Auto also offers add-ons including new car extender, lifetime OEM, rental upgrade up to $6,000 and travel companion. - Hanover Platinum Protection offers one effective date and one bill for home and auto. - Hanover Platinum Protection includes a one-deductible waiver when a single loss affects more than one property. - Hanover Platinum Protection also includes extended dwelling replacement cost and OEM parts coverage. - The Oak Insurance Group’s website is More information.

Between the lines: - The agency is positioning the Hanover programs as a fit for households that want both broader protection and simpler administration. - The emphasis on claims support, replacement-cost features and bundled billing suggests the pitch is aimed at families with more complex insurance needs. - The quote from the agency owner frames the offering as a response to households that want more certainty than standard coverage can provide.

What's next: - Coverage availability will depend on underwriting guidelines and the issued policy. - Coverage may not be available in all jurisdictions. - Atlanta clients can review Hanover Prestige and Hanover Platinum Protection with The Oak Insurance Group. - The Oak Insurance Group will continue comparing options from multiple carriers as an independent agency.

The bottom line: - Atlanta families with higher-value homes now have a local agency route to Hanover’s premium personal insurance products, with bundled home-and-auto coverage and enhanced claims features.