Vertical Insure and Built add embedded builder’s risk insurance to construction workflows

Vertical Insure and Built Technologies have partnered to let builders quote, buy and upload Builder’s Risk Insurance documents inside Built’s platform. The integration aims to cut coverage gaps and delays for eligible single-family and small multifamily construction projects while giving lenders more visibility into policy status.

Why it matters: - The partnership keeps insurance checks inside the same workflow lenders and builders already use, which can reduce paperwork and slowdowns. - Builder’s Risk coverage is tied to active construction work, so missing or expired policies can interrupt draws and delay projects. - Built’s lender workflow now includes another control point for keeping construction loans properly insured as requirements change.

What happened: - Vertical Insure and Built Technologies announced a partnership on November 12, 2026. - The integration lets builders get a Builder’s Risk Insurance quote, purchase a policy, and submit coverage documents within Built. - Lenders using Built for loan draws and payment schedules can offer Builder’s Risk coverage in the same workflow. - Coverage is available for eligible single-family residential and small multifamily construction projects.

The details: - Vertical Insure’s embedded Builder’s Risk Insurance covers property or material damage caused by fire, lightning, windstorm, hail, theft or vandalism. - Coverage dates, and protection for property and materials in transit or storage, depend on the policy’s terms and conditions. - For lenders, Builder’s Risk policy documents are organized inside Built. - Built also flags missing documents and upcoming policy expirations so lenders can spot issues earlier. - For builders, the workflow supports quoting, purchasing coverage and submitting policy documents when a lender asks for proof of insurance. - Eligible builders can access the coverage through Built’s contractor document upload and lender approval workflows. - Vertical Insure said it plans to expand the offering into additional construction segments.

Between the lines: - Built’s pitch is that it can use a broader view of the loan lifecycle to identify coverage lapses earlier. - The partnership also gives Vertical Insure another distribution channel by placing insurance directly inside a real estate finance platform. - The move fits a broader trend in embedded insurance, where protection is sold at the point of need instead of through a separate process.

What's next: - Builders eligible for the program can begin using the coverage inside Built now. - Built and Vertical Insure plan to widen access beyond the initial construction segments over time. - The companies did not provide a timeline for broader rollout.

The bottom line: - The partnership is designed to make builder’s risk insurance faster to place, easier to track and less likely to become a bottleneck for construction financing.